Crosshub’s B-Pay Breaks Borders with Seamless ID and Fee Tech

Vacationers, distant employees, and international app customers regularly encounter difficulties with verification and cost when overseas. Every nation has its personal id techniques—corresponding to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps typically reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice companies.

Crosshub’s flagship product, B‑Pay, tackles this core difficulty head-on by eliminating friction in each id verification and cost. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping numerous nationwide ID techniques and their inconsistencies

B‑Pay and IDBlock streamline onboarding and funds right into a single API movement. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and make sure their id by way of selfie-based facial recognition. IDBlock leverages a Self-Sovereign Identification (SSI) structure and Zero-Data Proofs (ZKP) to confirm id whereas disclosing minimal information, assembly or beating international privateness requirements like GDPR and CCPA

From right here, B‑Pay securely connects the consumer to native cost techniques within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. It is a quite common difficulty for vacationers to Southeast Asia.

B‑Pay’s interface has been fastidiously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app contains accessibility options corresponding to darkish mode and coloration‑blind assist, making certain broad usability. The design works properly as a result of it focuses on common visible cues and reduces friction.

As we speak, foreigners typically depend on money, forex alternate, or enrolling in native cost apps, which regularly require nationwide ID numbers, native telephone numbers, or home financial institution accounts. Even broadly used financial institution playing cards might not be accepted on native companies. Verifying id remotely can take days, notably if involving native banks or bodily doc checks.

In distinction, B‑Pay neatly bypasses these hurdles. Since almost each nation permits passport-based identification for vacationers, IDBlock leverages this international consistency to allow real-time entry to native companies. Integration with cost platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness

Crosshub launched in 2024 with sturdy institutional assist. It’s backed by Korea’s Ministry of SMEs and Startups and has current partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and companies that concentrate on assist for abroad residents and international vacationers. They just lately opened a Tokyo department and plan to open a Singapore department later in 2025.

B‑Pay and IDBlock collectively supply a scalable, privateness‑respecting strategy to make “native” companies accessible to anybody, anyplace. In impact, it shrinks borders: a traveler can use overseas apps with minimal fuss, a digital nomad can entry native companies with out leaving a paper path, and repair suppliers can open themselves to a world consumer base with out compliance complications.

With international journey and distant work on the rise, the demand for really international cost options is rising quickly. Crosshub is positioned to make international digital companies extra accessible than ever earlier than, which is a large market.

At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to broaden its international partnerships for its API-driven SaaS platform, focusing on journey, fintech, and e-commerce markets.

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